Reaction to Sher cases

I happened to be up late Monday night reading the Court of Appeal's decision, so it was fresh on my mind when the Louisiana Supreme Court handed down its decision Tuesday morning. Here's a copy of the Supreme Court's decision, and here's a copy of the Court of Appeal decision.Now, take a look, at the flood exclusion in the policy, it's the standard form ISO version: 1. We will not pay for loss or damage caused directly or indirectly by any of the following. Such loss or damage is excluded regardless of any other cause or event that contributes concurrently or in any sequence to the loss: g. Water. Flood, surface water, waves, tides, tidal waves, overflow of any body of water, or their spray, whether driven by wind or not . . . . OK, now let's read what the Court of Appeal, Fo