This is a relatively small article I wrote for the OADC magazine, the Oregon Association of Defense Counsel. I'm not actually a member of that organization, but one of my partners is on the Board of Directors, so I like to help out when I can. Some of the information was contained in the much larger anti-concurrent cause article I wrote for the recent New Appleman on Insurance: Critical Issues in Insurance Law, but this has more of a focus on Oregon's plain English insurance law. Oregon, of course, is where I live. If I had to write an article applying to all 50 states, I doubt much would change about my conclusions.
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