An insurance agents basic duty is to procure coverage that is specifically requested by the client, and insurance agents and brokers maintain insurance agents E&O (professional liability) insurance for protection. Some courts appear to be expanding the insurance agents basic duty to one of an expert, as noted in a recent article in National Underwriter (see here) concerning a case called Hersch vs. DeWitt Stern Group Inc. This decision is significant in that it is evidence of a continued cementing...
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