Agent, insurer liability for failure to procure flood insurance

This decision in a little long in the tooth, blogosphere-wise, but I've had it sitting around for a while and was reminded of it when I saw it recapped in Mealey's recently. U.S. District Court Judge Peter Beer, of the Eastern District of Louisiana, granted partial summary judgment on May 2 to State Farm and one of its agents, Nora Vaden, over a claim that they were negligent in failing to procure a flood insurance policy for the homeowner, Liselotte Morice. Here's a copy of the very short order written by Judge Beer. According to the order, Morice maintained a flood insurance policy since 1987 on a rental property in Metairie, Louisiana. In 2003, she allegedly wanted to transfer her coverage from one property to the other, and contacted Vaden, her agent, about doing so. She als