Of great interest to the insurance industry, statistics indicate that distractions such as talking on a cell phone have a direct impact on auto accidents (and insurance premiums). According to an article in Insurance Journal (see here): The National Highway Traffic and Safety Administration (NHTSA) reported in April that 25 percent of all car accidents are caused by distractions. A survey done by Nationwide Mutual Insurance in 2007 indicated that 73 percent of drivers talk on cell phones while driving...
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