Florida?s exposure to catastrophe losses (hurricanes) and the high and rising insurance premiums have been well documented, but the blame game has started to shift away from the insurance industry (see our prior post). Driven by the high costs of insurance, Florida took over a large piece of the personal lines insurance business, deciding it could do a better job. Now reality may be sinking in as hurricanes threaten and people start doing the math. A recent Time article points...
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