EPL & the Recession

Current high unemployment is increasing employment exposure for small and medium sized businesses, and increasing the need for employment practices liability (EPL) insurance. EPL insurance covers claims for wrongful hiring and termination, sexual harassment, and discrimination. Two articles highlight the changing employment environment. The first article, on page 28 in the October 2009 edition of Rough Notes (see here), notes that one in five small businesses will have an EPL lawsuit this year. The second article, in National Underwriter (see...