The complaint in this case, Hohan v. State Farm, is one that was filed just before Louisiana's statute of limitations expired late last month. This case presents an interesting allegation: under a federal flood policy adjusted by the insurer through the Write Your Own program, State Farm paid Hohan some $86,000 while his neighbor received in excess of $162,000, although Hohan and his neighbor own adjoining halves of a double townhouse unit. Allegations are merely that -- sometimes they turn out to be true, sometimes they turn out to be partially true, sometimes they turn out to be strangers to the actual facts. But what's more interesting is the theory pleaded: Pursuant to a directive issued by the director of the National Flood Insurance Program State Farm failed to treat the Plaintiff
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