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Sheriff's deputy run over by own stolen car entitled to UM benefits from personal auto policy

posted 48 weeks ago on Insurance Coverage Blog

This is a coverage scenario you don't run into every day, from Pease v. State Farm, a decision from Maine a couple days ago (click here to read the decision): Jason Pease, an off-duty sheriff's deputy in Portland, Maine, gets a call to go check out a domestic disturbance; He drove his unmarked patrol car to the scene, got out and left the engine running; He found the man who had been causing the disturbance -- the man said he had been drugged and people were out to get him; The man ran away from Pease, got into his patrol car, and while Pease tried to pull him out, drove away; The car knocked Pease down and ran over his leg, causing severe injuries; The auto insurance policy of the drugged man provided no coverage because he was in unlawful possession of Pease's pat

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