Market 52, Team Crist 0

The insurance situation down in Florida is beginning to look a little like the Harlem Globetrotters vs. the Washington Generals, the Nebraska Cornhuskers of 10 years ago running up the score on some Division II chump of the week, or the New England Patriots of this year against any other team on the planet. Reminds me of this board book my kids love: We're Going On A Bear Hunt -- a family is all keen to go catch a big old bear, boasting how they're not afraid as they cross a river, wade through mud, go through a blizzard and a scary forest until they find one sleeping in his lair. Then the bear wakes up and chases them clean out of his cave, back across the river, through the mud, through the blizzard, through the forest and right to their own house, where they bar the door and go hide u