The Independent Insurance Agents & Brokers of America (the Big I or IIABA) has now come out with a policy on certificates of insurance (see here, and our prior post on the subject here). This can be a significant problem for insurers and agents, and is also a challenge for insureds. A recent article in a construction periodical (see here) notes some of the challenges insureds can face from their clients: Undisclosed coverage restrictions Overreaching contracts Illegal, impossible and impractical...
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