Bloomberg: Canada auto insurers win in Supreme Court

This Bloomberg story is fascinating: Canada's Supreme Court overturned lower courts that had required insurers to pay for losses arising "directly or indirectly" from the use of an automobile in the following situations: Todd Farmer and Anthony Raynor, high on drugs and alcohol, dropped a 30-pound boulder from an overpass onto a passing car. The men were later convicted and sentenced to prison. Damages suffered by the driver were assessed at $996,850, plus interest. Farmer's auto insurance had a policy limit of $25,000. Farmer transported rocks to the overpass in the back of his truck, which the Canadian court of appeal said was enough to trigger the auto insurance coverage. In a 1999 hunting case, Ontario resident Fred Wolfe arrived at a designa