This is a very good Becky Mowbray story in yesterday's Times-Picayune following up on the recent Kodrin v. State Farm jury verdict. I say that with some bias, as I was interviewed for the story. Here's the story's lede:When the first federal insurance trial in Louisiana against State Farm Fire and Casualty Co. wrapped up last week, the jury's message was clear: If companies want to deny payments under homeowners insurance policies because the damage was instead caused by flood, they darn well better be able to prove that flood was indeed what destroyed the home.
I think that is correct. Legal arguments over the allocation of the burden of proof will be considered in the Fifth Circuit appeal of the Broussard v. State Farm case, but when you have a jury pool where everyone knows som
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