Louisiana Fourth Circuit finds flood exclusion ambiguous

The Louisiana Fourth Circuit Court of Appeal came out with a case yesterday that I didn't learn of until about 8:42 p.m., and on this night I was safely home at that hour, but if I had been at work, I just may have been holding my red Yellowstone mug of decaf with the white moose silhouette, and had this been so, I surely would have dropped it in dumbfoundment when I came to pages 7 to 9 of this case. The name of this case is Sher v. Lafayette Ins. Co., et al., and it is a case in which the trial court granted partial summary judgment for the policyholder, saying the insurer's flood exclusion was ambiguous. The appellate court agreed. Now, I am quite familiar with arguments positing a dichotomy between natural and man-influenced physical forces, and I am quite familiar with argumen